Professional Indemnity Insurance 

Blackfriars offers a comprehensive range of professional indemnity and professional liability insurance services in the United Kingdom.

Our dedicated professional indemnity insurance division offers a very competitive service to a complete and diverse range of professions, occupations and activities in the UK and abroad.

For quotes please select your occupation or business from the main professional indemnity insurance menu above, if you would be happier to speak directly to us, please call during office hours on 01270 767327.

Professional indemnity insurance protects the policyholder against their legal liability to third parties arising from their negligence, similar to other forms of liability insurance contract, it is a contract of legal liability, rather than one of moral obligation.

Claims arise from two areas, under tort, negligence, or under the terms of a contract. The professional indemnity insurance policy is suited to individuals and businesses that undertake work of a professional nature, such as the provision of advice, specification, design, rather than the physical supply of a product or service. In most cases any contract for services will include an implied condition that the professional exercises a reasonable level of professional skill in the execution of the contract. In many cases more onerous terms also appear in the contract.

The prudent professional should carefully review contract terms to ensure that additional legal liabilities are not being created, and certainly ensure that these are understood and accepted by their professional indemnity insurance provider.

It is for these reasons that underwriters may often request sight of standard forms of contract and notification of any diversion from this.